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American ExpressCash Back

Blue Cash Preferred Card

Cash back card from American Express

$0

No annual fee

  • 6% back on groceries (up to $6,000/year)
  • 6% on select streaming services
  • 3% on transit and gas
  • 0% intro APR for 12 months
  • No annual fee
Welcome Bonus

$250 value

after $3,000 spend in 6 months

Credit Needed

Good (670-749)

Personal card

APR

0% intro

then 19.49%–29.99% after 12 months

Foreign Transaction Fee

2.7%

Fee on foreign purchases

Base Reward Rate

1%

On all other purchases

Rewards Structure

CategoryRate
Groceries6%
Streaming6%
Travel3%
Gas3%
Everything else1%

Rates and fees disclosure

Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.

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