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Capital OneCash BackBusiness

Capital One Spark Cash Plus

Cash back card from Capital One (Business)

$150

annual fee

  • Unlimited 2% cash back
  • Up to $1,200 bonus
  • No preset spending limit
  • Annual $200 credit for $200k spend
  • Great for high-spend businesses
Welcome Bonus

$1200 value

after $30,000 spend in 3 months ($500 + $500 + $200)

Credit Needed

Excellent (750+)

Business card

APR

0%–0%

Variable APR

Foreign Transaction Fee

None

Great for international travel

Base Reward Rate

2%

On all other purchases

Rates and fees disclosure

Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.

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