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DiscoverCash Back
Discover it Cash Back
Cash back card from Discover
$0
No annual fee
- 5% on rotating quarterly categories
- Cashback Match - first year doubled
- No annual fee
- No foreign transaction fees
- 0% intro APR for 15 months
Welcome Bonus
$150 value
Cashback Match - all cash back earned in first year is matched
Credit Needed
Good (670-749)
Personal card
APR
0% intro
then 17.49%–28.49% after 15 months
Foreign Transaction Fee
None
Great for international travel
Balance Transfer
0% intro
for 15 months, then 17.49%. 3% fee
Base Reward Rate
1%
On all other purchases
Rewards Structure
| Category | Rate | Details |
|---|---|---|
| Rotating Categories | 5% | on quarterly rotating categories (up to $1,500/quarter) (up to $6,000/yr) |
| Everything else | 1% | Base rate on non-bonus spending |
Rates and fees disclosure
Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.
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